Branched to an array of financial expenditure, having a credit card has now become a utility. Regardless of being a salaried employee or a businessman; applying for a credit card undoubtedly benefits you in many ways. A high-value credit card can be a lifesaver at the time of an emergency.
Get Instant Credit Cards and Personal Loan From Your Smartphone in Simple Steps
As I recall correctly, my final exams were over and I immediately got a job at a leading software company. Soon I applied for my first credit card. Initially, the credit balance was Rs. 30,000 which went on to increase in the next 3 years, rounding to Rs. 5.5 Lakhs. Delighted as I was, my father inquired about my credit balance and how I increased it. I proudly told my father how I saved up and improved my credit score.
Today I will let you in on my secret to gaining a high-value credit card!
1. Correct and frequent use of the card
Treasuring your Platinum or Diamond credit card won’t get you any benefits. Frequently using it while shopping or at the restaurants will help you get more credit points. However, you must be careful about paying your credit card bills in a timely fashion.
2. Make sure to pay all the debts
Financial institutions fear sustaining bad debts. So, as far as possible, make sure you pay all your debts on time. This will create a positive credit history for you which will be an advantage. This portrays a good impression on the banks while you are applying for a loan.
3. Avoid keeping the account empty
Banks often trust customers who already have enough money in their bank account. This prevents them from doubting you or your capabilities of repaying a loan. Banks wish to escape the liability and hence single out customers with a dependable debt history.
4. Show your interest in offers and services
Not all value-added services come with a set of fees or charges. Yet, they contribute to profits. Exhibiting interest in value-added services the bank offers results in you being regarded as a high-value customer.
Quick Loan from Your Smartphone
Now, there might be innumerable banks giving credit cards. But to choose among them and find the one that better fits your requirements could be a stressful task. For this sole reason, I switched to YeLo credit card app. Take a look at the tips that guided me with the app and its brilliance.
1. User-friendly UI and systematic information
The most beneficial aspect of this app is its systematic representation of information. Details of every bank and financial intermediaries have been precisely listed down. Also, the user-friendly UI makes your work easy and fast. You can, therefore, apply for a credit card according to your need.
2. Free financial advice by experts
The YeLo app provides you with a variety of financial advice in addition to details of what each bank has to offer. This becomes extremely advantageous to improve your credit score. YeLo app has a special team to fact check and evaluate all the information of the bank and then post it on the YeLo app. This consequently, prevents you from all kinds of fraudulent acts.
3. Offers Easy Access to Instant Loans
Wondering how to get your first credit card or perhaps you’re confused about varying credit card interest rates? YeLo helps you decide which bank to apply for. Then you just have to fill in your details and quickly expedite matters.
In no time at all, you are all set to receive your new card or instant money loan. This is the case for the Travel and Student Credit Cards in India as well.
Don’t believe in it? Well, the YeLo app is completely free of cost so simply download YeLo App. Why don’t you have a try? Use the above link to checkout YeLo app to get instant credit cards and Personal Loan from your smartphone in simple steps.